One record across every program and processor.

For BaaS, sponsor, prepaid, and challenger banks: a real-time ledger that reconciles FBO and program balances across every partner.

When our processing partners are having a bad day, we're having a bad day.

A 15-year-old internal ACH database, giving us grief.

Recon is basic matching off payment IDs.

Every program event posts to your ledger as it happens. When a partner's data is late or wrong, you still know your position.

Processor files and bank statements match inside the ledger, line by line. Clearing entries post automatically; every break is aged and owned.

A new program is templates and accounts, provisioned in configuration. Launch partners without touching the core.

Your cloud or your data centers. Maker-checker on every change and immutable audit trail.